I began my investing journey at age 23. I got some pamphlet that said I should invest in some bonds to go with my stocks. I didn’t know what a bond was.

You see this a lot in the markets: When people say they will hold an investment forever, they will either make infinity or zero.

There is something to be said for a beater car. And these days, buying a new car is a luxury.

You miss out on a lot of life by being cheap. Don’t cheap out on these two things.

I wrote No Worries mostly in 2021, in the interregnum between winter and spring semester in my MFA program. I had bold ideas, but they had not yet been put to the test.

Gold is in a bull market. This is a fact. Act accordingly.

When some people want to advance their careers, they get an MBA. That’s what I did—I graduated in 2001 with my MBA from the University of San Francisco. That was a good decision. It has proved valuable, and I learned a lot.

Money is not the root of all evil, and the love of money is not evil. Money is good, and it’s because of the virtues that it takes to make it.

Attaining wealth is harder these days, but in some ways, it is easier. I would not worry too much about it. Think about the future, or the future will think about you.