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Owning a Beater Car

Owning a Beater Car

There is something to be said for a beater car. And these days, buying a new car is a luxury.

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I Was Right About Everything

I Was Right About Everything

I wrote No Worries mostly in 2021, in the interregnum between winter and spring semester in my MFA program. I had bold ideas, but they had not yet been put to the test.

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The Urge to Splurge

The Urge to Splurge

The purpose of money is enjoyment. If you do all the basic things right, then you can splurge on yourself sometimes.

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Points and Miles

Points and Miles

Here is the thing with miles and points: People spend a lot of mental energy trying to figure out how to get the miles and points, and then they get the miles and points but never use them.

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Buying a House in Today’s Interest Rate Environment

Buying a House in Today’s Interest Rate Environment

Even if you’re not up to your eyeballs in the financial world, you have probably heard that interest rates have come down a bit. Ten-year interest rates have dipped about 1%. Thirty-year fixed-rate mortgages are benchmarked off 10-year interest rates, so mortgage rates have come down about 1%.

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Buying a House Is Riskier than Investing in Stocks

Buying a House Is Riskier than Investing in Stocks

I’m going to make a bold statement—well, it’s right there in the headline, so there goes the element of surprise.

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