Asset allocation is the most important thing in the world. Yet most investors spend zero time thinking about it.
Most people want more money. Far fewer are willing to do what it takes to get it.
So much of what we know about money we learn at a young age.
So, you've made a huge mistake. Gone are your 20s, 30s, and 40s. You're, say, 50, and staring down the barrel—you haven't saved any money for retirement.