Saving and Investing for the Retirement You Want

Can you picture your retirement? Maybe you imagine hightailing it to Europe every summer. Or chasing a white ball around. Or still working, just in a different capacity. Or getting sloshed at noon (hey, it’s your retirement, not mine). It can be a bit hard to imagine, and even harder to imagine having enough money to enjoy the retirement you want—not one where you’re freaking out about bills or relying on a Social Security check. That’s what I’m going to help you with. As for why I wrote this guide, my goal here is simple: to help you become smarter with your money and investments. Take a look at this: • Almost half of non-retired Americans project they won't be financially comfortable when they retire, per Gallup. • According to a 2017 Merrill Lynch study, almost 60% of retirees don’t budget for leisurely pursuits as they save for retirement, which seems grim. And most importantly: • One in three Americans has nothing saved for retirement. Nothing. Nada. Zilch. This is terrifying. Millions of people are sleepwalking into an uncomfortable retirement. Millions of Americans are going to be more stressed in retirement than they were before. It’s also completely unnecessary. Sure, there’s no magic trick to getting the retirement you want, no “one and done” solution. But really all it takes is some smart decisions, some forward planning, and some effort. I can help you with the first two. Let’s get started.