Some people get themselves in a big financial jam, like with six figures in credit card or other debt. Then they feel stuck—it will take a decade to pay this off. It is pretty close to checkmate.
Say you are having some people over to your house to watch a football game, so you go to the grocery store to get a deli tray. Nothing fancy—one of those cheap round circular plastic containers with sliced-up ham, turkey, and cheese.