Still Have Questions? I Have Answers...
Q. I don't know anything about bonds. Is this Masterclass too advanced?
A. Nope. I've created the Masterclass so that you can start learning from a position of zero knowledge of bonds. And at the same time, if you have an intermediate or advanced knowledge, there's plenty in there for you too.
For example, here is a brief list of what three different investors could learn in Module 1 alone:
Beginner
- The benefits of investing in bonds
- What a bond actually is
- The most important bond terminology
- How the relationship between bond prices and interest rates really works
- 2 easy bond investing rules you can learn by heart
Intermediate
- Exactly how you value a bond
- Calculating the yield to maturity
- 2
DIY
bond investing strategies
- The inner workings of the Fed
- How to calculate the interest rate risk in your own bond portfolio
Advanced
- Convexity, explained
- A simple explanation of duration
- Understanding the yield curve
As you can see, the Bond Masterclass takes you right from bond novice to confident bond investor... and it does this in the quickest, most concise way possible (because who has time for 500+ page books on bonds?)
Q. I feel like I'll never get bonds because math is not my strong point...
A. Yes, bonds are mathematical. And yes, I have the math laid out in the guide for those of you who learn better that way. But I also have explanations that don't require you to get the calculator out. At no point in the Masterclass will you get stuck on math and be unable to move forward.
Q. How much time will this take?
A. Up to you. You can go through each chapter line by line if you want. Or if you can start off with the key takeaways at the end of each chapter. Or you can go straight to the bond portfolios and then learn the academic stuff at your leisure.
When creating the Masterclass, I kept all of the above possibilities in mind—so if you're assiduous, you have all the details you could possibly want, and if you're a skimmer, you get the key takeaways served up to you in an easy-to-digest fashion.
Q. Bonds have already rallied. Have I missed the trade?
A. Well, it doesn't make any more sense to try to market-time the bond market than it does the stock market. Something to consider is that interest rates will probably go lower, which will push bond prices up more.
Plus, bonds provide diversification, which is pretty frickin' important in today's market.
And possibly most important of all, it makes sense to take a little time to understand bonds now, so you can benefit from that for the rest of your investing career. The Bond Masterclass isn't about encouraging you to jump into a bubble. It's about giving you the tools you need to invest in bonds now, but also giving you what you need to be a confident bond investor forever.
But look... I'm not trying to force anyone to invest in bonds. The reason I created the Bond Masterclass is because individual investors are missing out on a huge part of the market. And it's because most information about bonds is impenetrable. I'm just trying to change that and make things easier for the individual investor, i.e., you.
Q. Speaking of that, what's the deal with the Masterclass portfolios?
A. I have set up two model portfolios, which are divided by income bracket. So no matter what your current financial situation is, I have built a well-diversified, relatively low-risk, and resilient bond portfolio for you.
If there are changes required... I'll cover you for the first year. As in, I'll email you updates as they're needed, at no charge. After Year 1, I'll give you the opportunity to buy an update for a small fee (small as in, less than $20). You won't be opted in automatically for this—the Bond Masterclass is not a subscription service.
Jared Dillian