From Jared Dillian and Adam Crawford…
Heartland Investor:
Market-Beating Gains from the World’s Most Under-Appreciated Companies
This Offer Expires In:
Sky-high P/Es, meme stocks, NVIDIA being 8% of the S&P… this is not your grandfather’s stock market. It’s a market that’s highly imbalanced and increasingly fragile, and unless you think this time really is different, it’s time to start investing in “boring” stocks that aren’t on CNBC.
Enter Heartland Investor, a service from Jared Dillian Money that’s delivering institutional-grade results: a 67% hit rate as of May 2026, and a win/loss ratio that keeps winners big and losers small. Jared brings sentiment and technical analysis, while Adam – his long-time analyst – delivers deep fundamental analysis. Together, they bring you undervalued stocks with strong balance sheets and in stable industries.
Yep, they’re on team “Make Fundamentals Great Again.”
“Small-cap value is probably the best-kept secret in the investment world right now. It is in the midst of a strong bull market, and nobody is talking about it.”
— Jared Dillian, April 2026
Heartland Investor’s 67% Hit Rate: Proof That Fundamentals Are Back in Style
When we launched Heartland Investor last year, Jared made a bold prediction: The "growth at any cost" movie was nearing its end, and capital would soon rotate back into durable, cash-generating businesses.
He was out-of-consensus… and right.
At Heartland Investor, Jared and Adam teamed up to find overlooked businesses with wide moats, clean balance sheets, and prices that actually make sense.
So, how are we doing so far? Well, the great Peter Lynch once said “In this business if you’re good, you’re right six times out of ten.” Here’s how Heartland Investor is stacking up:
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A 67% Hit Rate: 8 out of every 12 current stock picks in our portfolio are trading in positive territory.
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Asymmetric Gains: Our average winning position is currently up 27.9%, while our average loser is down just 7.8%.
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Active Performance: Across our current open stock positions, we’ve delivered an average total return of over 26.1%.
From a fuse company that handed subscribers a 82% gain in a handful of months to a global apparel brand up 24%, we are proving you don't need to speculate on crypto or "coin-flip" tech stocks to see double-digit growth.
We’ve combined Jared’s legendary trading instincts with Adam’s "100-point Moat Evaluator" to bring you a portfolio that adds a layer of “I can sleep at night” to your wealth.
And we’re just getting started.
How Heartland Investor Puts You Ahead of the Rotation
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Under-the-Radar Stocks: One high-conviction, moat-strong company each month.
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Dual-Lens Conviction for Every Pick: Technicals and sentiment from Jared. Fundamentals from Adam. Two distinct perspectives agreeing on the same idea.
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Buy, Trim, Exit Guidance: Exact buy-up-to prices, upside targets, and timely alerts.
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A 67% “Hit Rate”: Eight out of the twelve current stock picks are trading in positive territory, with gains, including 82%, 44%, and 32%.
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Moat-Score Filter: Adam Crawford’s 100-point system screens out fragile businesses so you only hold companies with durable advantages.
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Built-In Risk Guardrails: Clear position-sizing and risk rules to keep drawdowns small and conviction high.
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Ongoing Portfolio Updates: Bi-weekly notes on earnings, sector trends, and moat-score changes so you’re never caught off guard.
If the Moat’s Weak, It’s a Pass
Today, the ‘bottom’ 2,000 companies in the Russell 3000 are near their lowest price-to-earnings ratio (P/E) in over 30 years. Buried in that bargain bin are some of the most resilient, cash-rich businesses in America, trading at valuations you only see once or twice in a generation. Of course, there’s a bunch of crap in there too – unfortunately, it’s not as simple as just buying the index.
Pick right, and you could be buying the next decade’s market leaders at 1990s prices. Pick wrong, and you’re stuck with the stuff that’s small for good reason.
Warren Buffett looks for “economic moats” that protect profits like castles behind water. But most investors can’t tell if a company’s moat is real until the damage is already in the share price.
Adam Crawford, the guy Jared Dillian calls “my secret weapon,” has turned the Oracle’s idea into a 100-point, 20-metric score so you can separate the fortresses from the effing disasters, and know which deserve a place in your portfolio.
A Look Behind the Curtain of the Moat Evaluator
Even household names can be traps without a true moat:
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Microsoft Corp. (98/100)
On the surface: Tech titan with dominant software franchises and a fortress of a balance sheet.
Under the hood: Perfect scores on recurring revenue, ROIC, and market share. Evidence its moat is rock-solid.
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Campbell’s Co. (65/100)
On the surface: Steady dividends and pantry staples you trust.
Under the hood: Zero points on gross margin and limited pricing power, indicating its once-reliable moat is crumbling.
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Pfizer Inc. (61/100)
On the surface: Blue-chip pharma with blockbuster drugs and generous yield.
Under the hood: Weak customer-satisfaction and return metrics shout vulnerability under the surface.
About Adam
A Missouri State grad and resident, Adam has spent the last decade turning footnotes and 10-Ks into market-beating stock ideas, proof that deep, roll-up-the-sleeves research, not fancy credentials, uncovers real opportunities. As Senior Equity Analyst at Jared Dillian Money, he built our 20-metric Moat Evaluator to quantify true competitive advantages and cash-flow powerhouse to Heartland Investor.
Bottom line: the Moat Evaluator adds a key quant layer to Heartland Investor, revealing strengths and weaknesses that fundamental or technical analysis alone can miss.
Adam runs every pick through the fundamentals gauntlet: which includes both the quantitative Moat Evaluator and his own qualitative research.
Meanwhile, Jared analyzes it through his technical and sentiment lens.
If the stock under the microscope doesn’t get a “yes” from both Jared and Adam, it never reaches you in Heartland Investor.
Sound good?
Heartland Investor:
Created With Your Input, Built for the Next Decade
When Jared and Adam were first discussing Heartland Investor, they wanted to make sure they built something that really helped subscribers. That’s why we sent out a survey about potential regime change – and clearly it struck a chord, with an incredible 3,200 responses. Those responses were telling:
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90% of respondents worry about today’s S&P concentration, and 35% call it “classic late-stage growth mania”
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Close to 80% are cautious or defensive
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The 3 areas most respondents said they’re interested in outside of the Mag 7 are dividend payers, sector-specific opportunities, and undervalued stocks.
And the comments in the survey gave us an even clearer signal. You asked for:
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Sector rotation plays that spot capital moves before the crowd
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Under-the-radar picks with a clear “why now” rationale for each
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Position sizing & risk rules to keep emotions, and drawdowns, in check
This tied in exactly with what we were already building with Heartland Investor.
Led by Adam Crawford, with Jared Dillian’s oversight and approval of every single pick, Heartland Investor is built for you, and built for the new market regime. That’s what makes it special.
Here’s what else makes it special:
Built to Outlast Hype
Only wide-moat, cash-generating businesses. No 100 P/E stocks trading at insane multiples. No meme stocks.
100-Point Moat Evaluator
Adam’s 0-100 score kicks out duds so only the hidden winners stay.
The Dillian–Crawford Double Check
Jared sets the macro timing, Adam nails the fundamentals: so every pick fits the market environment and passes a fundamentals stress test.
Deep-Deep-Dive Research
Margin, risk, and moat analysis, combined with technicals and sentiment, give the full story.
Fully Vetted, Fully Explained
One high-conviction pick every month, backed by the full story, a clear entry point, and our upside target.
A 67% Hit Rate
8 out of 12 open positions are in the green, and the average winner is more than three times the size of the average lagger.
The Verdict from Heartland Investor Subscribers
“Very well thought out portfolio that includes excellent research. The proof is in the repeated hits.”
– Brent S.
“I have already locked away treble the price of the subscription.”
– Jeffrey C.
“Adam Crawford does thorough analysis of the companies he recommends for investment. The moat concept is critical.”
– Menno S.
“Heartland Investor results have been very positive and research is detailed.”
- Richard F.
“Solid picks in companies in the small cap sector that I wouldn't have found on my own.”
– Stevo O.
“Under-the-radar gains on way less volatile companies.”
– Alan M.
“I like Adam’s approach: Finding under-appreciated, solid companies with real businesses and products.”
– Mark B.
“ Investment returns have been excellent. Highly recommend.”
– Paul L.
Save Up to 50% on Heartland Investor
Heartland Investor is for people who’d rather get in early on tomorrow’s leaders than pile into yesterday’s winners. It’s for people who want their money working in resilient businesses, not just riding the latest wave. It’s for realists who know markets turn, and opportunists who plan to be standing where the money’s headed.
And it’s for the minority who are willing to think and act before the crowd.
But it isn’t for everyone. You probably know by now whether it’s for you.
If it is, we are pleased to invite you to join Heartland Investor at a significant discount:
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Join for one year and save $500
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Join for two years and save $1,495 – that’s a 50% discount, or, two years for the price of one. Well, we are all about quality, long-term value here at Heartland Investor…
Here’s what’s included in your membership:
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Monthly Issues: A high-conviction stock pick that passes the Dillian-Crawford check, delivered with a plain-English write-up on the last Wednesday of each month.
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Proprietary 100-Point Moat Evaluator: Every stock featured in Heartland Investor will go through Adam’s Buffett-inspired grading system, built on 20 hard metrics.
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Ongoing Portfolio Intelligence: Bi-weekly notes on earnings, deals, sector shifts, and moat-score moves across the Heartland Investor portfolio, so you’re never caught off guard.
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A Strong Hit Rate: A 67% hit rate and a win/loss ratio that keeps winners big and losers small.
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Heartland Kickstart Report: “This Is How We’re Going to Do It”: A step-by-step playbook for the coming rotation, plus Adam’s full stock-selection checklist, prereqs, priorities, real-world case studies, and precise sell triggers, so you know the game plan from Day 1.
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Inside Adam’s JDM Moat Evaluator Report: A behind-the-scenes look at Adam’s 100-point, 20-metric system for scoring companies, and how it shapes every pick in Heartland Investor.
“Adam’s expertise is fundamental analysis, mine is technical and sentiment analysis, so we’re a great team.
He’s been my secret weapon for years, and now I want him to be your secret weapon too. You’re welcome.
Oh, and the guy lives in Missouri, of all places. Just how I like it. New York doesn’t have a monopoly on good ideas.”— Jared Dillian
“I am very proud of Adam, and I am very proud of this newsletter. The goal here was to give people exposure to an asset class that I believed would outperform for 10+ years and then do some stock picking above and beyond that to make the returns even better. We have satisfied customers so far. And hey, we want you to be a customer. I’d like to invite you to become a member of Heartland Investor - hope you can join us.”
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The Heartland Investor Guarantee
Heartland Investor is brand new, which means you’ve got every reason to see if it’s worth your time (and your money). We’re confident you’ll love it, so go ahead: take 90 days. Read the picks, check the moat scores, put the risk rules through their paces. If it doesn’t knock it out of the park for you, just say the word and we’ll send your money back. No questions, no hard feelings.
FAQ
We’re at a rare inflection point: mega-caps make up over 30% of the S&P, the most skewed since the dot-com peak. That gap creates an extraordinary opportunity to own durable, undervalued businesses with room to run.
Jared is hands-on in every issue. Think of him as the coach in the press box: Adam calls the plays and Jared makes sure each pick fits the macro and technical side before each issue is released.
Adam has been Jared’s senior equity analyst for the past eight years. Because of Adam’s deep fundamental analysis skills and his bias toward finding bargain, cash-rich businesses, Jared has asked him to take more credit for his work and lead this new, important research service, Heartland Investor. Over the past decade, Adam’s built a reputation for finding wide-moat, cash-generating companies you can hold without second-guessing.
Absolutely. In every issue, Adam guides you step-by-step through the moat-driven, valuation-first framework he’s refined for Jared over the past decade. Even if you’re just building your portfolio, you’ll learn a repeatable system for identifying durable, undervalued, long-forgotten companies that still have room to run.
Nope. Heartland Investor is designed for mid- to long-term investors focused on undervalued, long-forgotten opportunities with valuations that have room to move and uninterruptible moats.
Not at all. All 100-point moat grades and timeline charts are fully integrated into each issue—no downloads, no plug-ins or downloads needed.
Yes. Every ticker we cover is liquid, U.S.-listed, and available on major brokerages, just like any other stock you trade.
Yes. Every pick comes with a buy-up-to price, an upside target, a suggested weighting, and follow-up cues when it’s time to trim or exit.
You’ll receive one in-depth issue on the last Wednesday of each month, plus brief portfolio news and updates bi-weekly.
Everything’s right there in our online subscriber portal (mobile- and tablet-friendly). Missed an edition? It’s always waiting in the archives.
Just let us know within your first 90 days, and we’ll refund 100% of your subscription, no questions asked.
No problem. Email us anytime at support@jareddillianmoney.com.
Jared is hands-on in every issue. Think of him as the coach in the press box: Adam calls the plays and Jared makes sure each pick fits the macro and technical side before each issue is released.
Adam has been Jared’s senior equity analyst for the past eight years. Because of Adam’s deep fundamental analysis skills and his bias toward finding bargain, cash-rich businesses, Jared has asked him to take more credit for his work and lead this new, important research service, Heartland Investor. Over the past decade, Adam’s built a reputation for finding wide-moat, cash-generating companies you can hold without second-guessing.
Absolutely. In every issue, Adam guides you step-by-step through the moat-driven, valuation-first framework he’s refined for Jared over the past decade. Even if you’re just building your portfolio, you’ll learn a repeatable system for identifying durable, undervalued, long-forgotten companies that still have room to run.
Nope. Heartland Investor is designed for mid- to long-term investors focused on undervalued, long-forgotten opportunities with valuations that have room to move and uninterruptible moats.
Not at all. All 100-point moat grades and timeline charts are fully integrated into each issue—no downloads, no plug-ins or downloads needed.
Yes. Every ticker we cover is liquid, U.S.-listed, and available on major brokerages, just like any other stock you trade.
Yes. Every pick comes with a buy-up-to price, an upside target, a suggested weighting, and follow-up cues when it’s time to trim or exit.
You’ll receive one in-depth issue on the last Wednesday of each month, plus brief portfolio news and updates bi-weekly.
Everything’s right there in our online subscriber portal (mobile- and tablet-friendly). Missed an edition? It’s always waiting in the archives.
Just let us know within your first 90 days, and we’ll refund 100% of your subscription, no questions asked.
No problem. Email us anytime at support@jareddillianmoney.com.